Adverse, Bad & Poor Credit UK - poor credit loan
MortgagesNeed a loan but have a poor credit history ? Many things affect poor credit scores. Not paying off bills or debts, or being slow in paying off debts or bills can lower credit scores. Bankruptcy is the major reason for having poor credit. In general, the further away from an event you are in time, the less it affects credit scores. Immediacy is important since credit information stays on credit records - and so affects credit scores - only so long. Lots of recent debts, for example, lower credit scores as they indicate possible financial distress. Defaults on loans and responsibilities - especially child support or student loans - lowers credit scores considerably as it suggests the individual in question is willing to default on loans.
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